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Business Savings

Business Statement Savings

A secure place for small businesses to keep small amounts of cash for easy access or to store it until it grows large enough to invest in a Money Market Commercial Account or CD.

  • No minimum opening balance requirement
  • Up to two free withdrawals per month; $2 each thereafter
  • No minimum balance required to earn interest
  • Interest compounded and paid monthly
  • Avoid the $2 monthly service charge with a $100 minimum daily balance
  • Up to six permissible withdrawals or transfers per month

Money Market Commercial Account

For the higher returns of money market rates combined with the convenience and flexibility of a checking account.

  • $1,000 minimum to open
  • Unlimited “in-bank” deposits or withdrawals
  • Interest accrued daily and paid monthly
  • Earns interest with $1,000 minimum balance
  • Free imaged checks with statement
  • Avoid the $5 monthly service charge with a $1,000 minimum daily balance
  • Up to six permissible withdrawals or transfers per month; $5each thereafter

Sweep Accounts

If your business has significant balances available for overnight investment, we can automatically “sweep” your excess funds into repurchase agreements* to help you maximize your return. Ask us for details. *Not FDIC insured.

Commercial Credit

Loans and Lines of Credit

Almost every successful business requires a reliable source of ready capital, and Cornerstone provides a full range of options to ensure that you have the financing your company needs for ongoing operations, expansion or other reasons. All loan decisions are made locally so you can rely on getting a quick response on your loan requests. Secured or unsecured, short-term or long-term, we offer the flexibility to structure your loans to your specifications.

Credit Cards

Take advantage of the worldwide acceptance and other benefits offered by a Platinum VISA® credit card. Simply ask us for an application.


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