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Convenience Services

ACH Origination

If you initiate direct deposit credits for payroll or electronic debits or credits in the course of your business, you can rely on us to effectively handle the banking details for you.

Automatic Overdraft Privilege

Ask us about how you might avoid inadvertant overdrafts with our "Automatic Overdraft Protection" product. (Subject to eligibility.)

Electronic Statements

Our eStatements enable you to see your account statements through a personalized home page on our secure Internet web site. eStatements are available immediately following the close of your monthly statement cycle and are more secure than your mailbox. An email message is automatically sent to you each time your new eStatement is ready for viewing.

MasterCard and VISA Merchant Services

Credit card acceptance is a benefit you offer your customers, and you need an effective merchant services provider to ensure that it benefits you. We offer expert assistance in establishing your processing account as well as the ongoing service and support to maintain it.

Debit Card

This handy card enables you to make purchases or withdraw funds from your checking or savings account without writing a check and is welcome wherever MasterCard is accepted.

Instant Debit Card Alerts

The Cornerstone National Bank Card Alerts
1.       Message frequency varies by account.
2.        Message and data rates may apply. 
3.       Text HELP to 72586 for help or call 864-306-1444.
4.       Text STOP to 72586 to cancel. 
Participating carriers include AT&T, Sprint, T-Mobile, Verizon Wireless, Boost, Virgin Mobile, MetroPCS, AlltelAWCC, Cricket, Google Voice, and U.S. Cellular. 

3D SecureCode

MasterCard SecureCode is a service designed to protect your debit MasterCard by using personal passwords (referred to as SecureCode) or identity information to help avoid unauthorized use of your card when making online purchases.  The link to register your card is on the homepage of our website.

Surcharge Free Networks

Cornerstone is a MoneyPass and SUM bank, participating in the MoneyPass and SUM Surcharge Free ATM Networks.  These networks offer thousands of surcharge-free ATM's coast to coast.  Visit or and choose "ATM Locator" to find a surcharge-free ATM near you!  Free App's are available for download to your iPhone, iPad or Android devices through your App Store.  Just search for MoneyPass to fine the MoneyPass ATM locator App and search for SUM ATM Locator for the SUM App.

Online Banking and Bill Pay

With Online Banking, Cornerstone is always open to you. Use your computer to check your account balances, transfer funds and more. And with our Bill Pay service, you can handle your monthly bills quickly and easily. We’ll be glad to show you how.

Telephone Banking

Cornerstone Telephone Banking gives you quick access to your accounts 24 hours a day. Confirm posted transactions on checking and savings accounts, CDs and loans, or transfer funds between accounts. You may also obtain information on current or prior-year interest earned.

Wire Transfer Services

We have the capability to handle incoming and outgoing wire transfers, both domestic and international.

Mobile Banking

Bank anywhere your business takes you! Use our Mobile Banking App to check balances and transaction history, transfer funds among Cornerstone accounts, pay bills, and more. Apps are available for iphone, ipad, and Android devices, and SMS Text banking is also available for text-capable phones.

Credit Cards

Take advantage of the worldwide acceptance and other benefits offered by a Platinum VISA® credit card. Simply click here for an application.

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